Last Updated: 1/6/2025

At Business Capital Team (“Company,” “we,” “our,” or “us”), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website and services.

1. Information We Collect

We may collect the following types of information:

1.1 Personal Information

When you apply for financing or contact us, we may collect personal information, including but not limited to:

• Full Name
• Email Address
• Phone Number
• Business Information (e.g., business name, address, performance data)
• Financial Information (e.g., bank statements, revenue data)

1.2 Non-Personal Information

We may collect non-personal information automatically, such as:

• IP Address
• Browser Type and Version
• Device Information
• Pages Visited and Time Spent on Our Website
• Referring Website URLs

1.3 Cookies and Tracking Technologies

We use cookies, web beacons, and other tracking technologies to enhance your experience. You can control cookie preferences through your browser settings.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To evaluate and process financing applications.
• To communicate with you about your application or inquiries.
• To improve our website and services.
• To comply with legal and regulatory requirements.
• To protect against fraud or unauthorized activity.

3. Sharing Your Information

We may share your information with:

3.1 Trusted Partners

• Lenders and investors for the purpose of evaluating your financing application.
• Service providers who assist us with technology, data analysis, or customer support.

3.2 Legal Obligations

• To comply with legal requirements, subpoenas, or court orders.
• To protect our rights, property, or safety, or that of others.

4. Data Security

We implement industry-standard security measures to protect your information. However, no method of data transmission or storage is completely secure, and we cannot guarantee absolute security.

5. Your Choices

You have the following choices regarding your information:

• Access and Update: You can request access to or updates of your personal information.
• Opt-Out: You can opt-out of marketing communications by following the instructions in our emails.
• Cookies: You can disable cookies in your browser settings, but this may affect your experience on our website.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. Please review their privacy policies before providing any information.

7. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has provided us with information, please contact us to delete it.

8. California Privacy Rights

If you are a California resident, you have the right to request:

• Disclosure of the categories of personal information we collect and share.
• Deletion of your personal information, subject to certain exceptions. To exercise your rights, please contact us using the details below.

9. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on our website with the “Last Updated” date. Continued use of our services constitutes acceptance of the revised Privacy Policy.

10. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

• Address: 100 Ocean Gate Avenue, Suite 1200, Long Beach, CA 90802
• Phone: 562-350-7457
• Email: businessfundseasy@gmail.com

Thank you for trusting Business Capital Team with your information.